We have been in the accounts receivable factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's ups and downs and in having done so, can support you through any bad situations you might suffer. We won't vanish when the times get bad, like a handful of accounts receivable factoring companies regretfully have before.

All factoring companies have a preference for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring company is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the best fit for your business - whether it's with us or another accounts receivable factoring company.

We have a vast A-List of accounts receivable factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to lay out your needs to us, we have no doubt that you will find precisely what you need..

Most accounts receivable factoring firms let you select and choose your customers to factor. Except a few of them usually have a minimum amount prior to doing business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is much like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into accounts receivable factoring when you don't require it.

Most accounts receivable factoring firms will not be upfront about their fees. Who knows all the reasons why they do this. You can be sure, We do not not behave this way.  We are flat out upfront about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few accounts receivable factoring businesses are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people and we have experienced many of the road bumps that a business deals with. We hear your story, learn your struggles. Based on that information we will put together a personalized solution for you. Most accounts receivable factoring businesses notably the Silicon Valley Fintech ones mostly bet on an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Most accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be disturbed.

Don't ignore the fact that the accounts receivable factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is matchless. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we track each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns in order to work on them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

Our company incorporates first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Most other companies are not even remotely close.